Live in 7 working days

Launch your branded fintech app without building it from scratch.

Gobeller is the infrastructure behind digital banks, SACCOs, lenders and neobanks — one platform, deployed as your own mobile app, USSD code, WhatsApp bot and card program.

7 daysTO GO LIVE
6,000+TRUSTED INSTITUTIONS
50+COUNTRIES
CHANNEL DIAL
MOBILE APP
*920*1#

Branded iOS & Android app, published under your name.

gobeller.com/console · Cashmatrix, configured and deployed by Gobeller
Live
6,000+TRUSTED INSTITUTIONS
100+API PROVIDERS INTEGRATED
200+PAYMENT PROVIDERS INTEGRATED
50+CUSTOMIZED APPLICATIONS
White-label Android & iOS appLIVE
Internet web banking channelLIVE
White-label USSDLIVE
WhatsApp banking channelLIVE
API-as-a-service (AaaS) channelLIVE
Multi-currency walletsACTIVE
01 — SPEED

Live in 7 days

Subscribe, we configure your platform, you go live. No developers needed.

02 — BRAND

Fully white-label

Your name, your logo, your brand across every channel your customers use.

03 — REACH

50+ countries

Built for Africa and beyond — multi-currency, multi-language, multi-market.

Who uses Gobeller

Built for every kind of financial operator

Cooperatives Microfinance Providers Fintech Startups Lenders SACCOs Community Finance Thrift Groups Schools MFI Neobank MFB Software Developer Realtor Buy Now Pay Later Solar Company
Trusted by 6,000+ institutions
Digital Banks SACCOs Payment Startups Real Estate
Core features

Why teams build on Gobeller

The infrastructure and support you'd otherwise spend a year assembling in-house.

Faster integration & go-live

Reduce time-to-market with a streamlined, guided integration process.

Affordable connection fees

Cost-effective plans that scale from an MVP to full enterprise rollout.

Customizable solutions

Financial tools tailored to your business model, not a fixed template.

Multi-currency virtual accounts

Seamless cross-border transactions across NGN, USD, USDT and more.

Secure & scalable API

Top-tier security and reliability behind every financial service.

Dedicated customer support

24/7 assistance to keep your operations running smoothly.

Additional features & capabilities

Everything you need to run a financial product

A single platform that supports a wide range of businesses and industries with advanced financial and payment tooling.

🏦

Multiple Provider Virtual Account Integration

Connect with any partner of your choice at no extra fee, across multiple wallet and digital-finance features.

💰

Savings Account Management

Automated interest calculations and flexible withdrawal options for growing customer savings.

🎯

Target Savings

Automated target savings plans, milestone tracking and reward systems for consistent savers.

🤝

Esusu / Ajo Management

Rotating savings and credit association management with automated collection, distribution and member tracking.

🔒

Fixed Deposit Management

Flexible terms, automated maturity calculations and competitive interest rates.

👥

Group Savings

Group savings schemes for families, cooperatives and organizations, with transparent fund management.

📈

Investment Management

Portfolio tracking, risk assessment and automated returns calculation.

💳

Loan Management & Recovery

Complete loan lifecycle from application to recovery, with automated reminders and collection workflows.

🛒

E-commerce / Store Management

Let customers buy and sell products while managing payments through their wallet.

💳

Card Management System

Issue and control physical & virtual cards with real-time monitoring and instant blocking.

📱

POS Management

Deploy and manage POS terminals with settlement tracking and commission management.

💼

Payroll Management

Bulk transfers, employee management and automated payroll processing.

🌍

Multi-Currency Support

NGN, USD and USDT with real-time exchange rates and crypto wallet integration.

💬

WhatsApp Finance Bot

Wallet and payment transactions via an AI-powered chatbot, 24/7.

🛍️

Buy Now Pay Later (BNPL)

Installment plans, credit assessment and automated payment collection.

🎓

School Payment Gateway

Fee management, student accounts and parent payment portals.

⚙️

Custom Currency Configuration

Any currency for your market, with custom exchange rates and regional compliance.

🔧

Custom Features Development

Bespoke features built by a dedicated development team, with ongoing support.

🔄

Direct Debit Mandate

Automated loan recovery and recurring payment collection.

💸

E-Wallet / VTU & Bills Payment

Send payments and pay bills from savings or wallets, while you set charges and earn revenue.

🏦

NIBSS Integration

Send and receive payments with custom account numbers tied to customer phone numbers.

🏠

Property Management

Manage products and inventory so customers can purchase directly from savings accounts.

💰

Spend and Save Management

Customers save automatically as they transact — encouraging saving while generating revenue.

🔒

Lien Management

Lock funds for loan collateral, fraud prevention or security until conditions are met.

📋

KYC Level & Limits

Wallet limits and transaction restrictions based on customer KYC verification tier.

🌍

Cross-Border Integration

Send and receive payments across 18+ countries, with your own exchange rates and fees.

👨‍💼

Unlimited Staff & Agent Management

Role-based access, approval levels, branch assignments and agent network management.

🔐

Complete Data Control

Full ownership of customer data, with secure backups, export and compliance reporting.

💳

Wallet Overdraft

Let customers spend beyond balance with automatic repayment on next deposit.

🤝

Group Esusu

Rotating savings with automated contribution collection and transparent payout schedules.

🏢

Multiple Branch Manager

Manage branches from a centralized dashboard, with branch-specific reporting.

🔑

Roles & Permission Management

Granular role-based access with custom roles and audit trails.

Working Hours Management

Set operating hours and control transaction availability windows.

📋

Manage Request

Handle customer requests with workflow management and automated notifications.

🌐

Cross Border Manager

Multi-country support and compliance management for cross-border payments.

💱

Fiat & Stablecoin Manager

Hold, exchange and transfer fiat and digital assets like USDC/USDT from one interface.

Getting started — three steps

From sign-up to a live dashboard

01

Sign up and create your account

Register on the platform to create your merchant account. It's quick and easy.

02

Complete KYC and compliance

Verify your identity and business details to meet compliance requirements.

03

Customize your dashboard

Select the SAAS tools you need and personalize your dashboard to fit your business.

Sign up now

We handle API integrations and keep shipping new features — you focus on the basics, we'll handle the rest.

Testimonial

What clients say about us

★★★★★ 5.0
"Thanks to the savings management feature, I've been able to track and grow my savings effortlessly. It's like having a personal financial assistant."
WP
Our PartnerWireless Pay
★★★★★ 5.0
"Managing multiple accounts has never been this easy. I can check balances, track transactions, and stay organized without any hassle."
OR
Olarewaju RahmatOur Customer
★★★★★ 5.0
"I love how I can manage my digital wallet seamlessly — funding, withdrawals or tracking expenses, everything is smooth."
KO
Kabiru Adesina OluokunOur Client
★★★★★ 5.0
"Generating financial reports used to be a nightmare — this platform makes it super simple, with clear insight into spending."
SA
Signature AfricaOur Partner
★★★★★ 4.9
"As a developer, integrating this system with our existing apps was seamless. The API is well-documented and easy to work with."
WP
WhogoPayOur Partner
★★★★★ 4.9
"Being able to manage my ATM cards from one dashboard is so convenient — I can block, request or monitor transactions in real time."
OD
OvadraftOur Partner
Pricing

Transparent pricing, in USD or your local currency

Every plan shows a one-time setup fee and a monthly subscription — priced in USD by default, with your local currency alongside.

Basic Plan
$500 setup
$18/mo · Android app only
Business Team · Popular
$900 setup
$35/mo · USSD, Android & Web
Enterprise · Recommended
$1,200 setup
$75/mo · USSD, WhatsApp, Android, iOS & Web
See all 6 plans & full pricing
Available across Africa and beyond

Seamless payments in 50+ of Africa's fastest-growing economies

  • Cross-border settlement, built in
  • Lowest transaction fees in Africa
  • Direct integration with 50+ mobile money providers
  • 24/7 dedicated support
🇳🇬NigeriaVISA · MC · TRANSFER
🇰🇪KenyaM-PESA · VISA
🇬🇭GhanaMTN MOMO · VISA
🇹🇿TanzaniaTIGO PESA · VISA
🇺🇬UgandaMTN · AIRTEL
🇷🇼RwandaMTN · BANK
🇿🇲ZambiaAIRTEL · VISA
🇨🇲CameroonORANGE · VISA
+ 42 more countries
Available payment options

Mobile money, bank transfer, cards and crypto — all in one rail

Visa Mastercard Bank Transfer Crypto Wallets Mobile Money
Chat support (WhatsApp) View API documentation
Mobile App 2.0 — New

Download and enjoy the experience

Don't miss out — get the app for seamless functionality and endless possibilities.

GOBELLER APP

Balances, transfers, savings, cards and support — one home screen for every account you hold.